Lima Airport SIM Cards and Money Exchange (2026): Where to Buy, Rates, and Fees

Updated Date:

Author: HowToPeru Editorial Team

Quick Summary

At Lima’s new Jorge Chávez terminal, you’ll find 24/7 Global Exchange counters and multiple ATMs from major banks in Arrivals/Departures. eSIMs are the fastest, best‑value way to get data; airport SIM desks exist but are priced higher than city stores. Exchange only a little at the airport (or withdraw soles at an ATM), then use casas de cambio in Miraflores for better rates.

What’s new at LIM (2026)

Lima’s new terminal opened in mid‑2025 inside Arrivals/Departures you’ll find SIM/eSIM desks, 24/7 currency exchange and a row of bank ATMs—useful if you land late. The airport lists Global Exchange with three counters (Arrivals and Level 3) open round‑the‑clock, and ATMs from BCP, BBVA, Interbank and Scotiabank.

If you’re considering the city bus called AeroDirecto to/from the new terminal, note it’s designed for residents and has fixed corridors and street stops; it’s not a substitute for the official airport bus to tourist areas.

Quick answers

  • Best connectivity on landing: install an eSIM (buy before you fly) and activate on airport Wi‑Fi; it’s cheaper than airport tourist SIMs.
  • Need cash now? Use a bank ATM in Arrivals, decline “charge in USD” (DCC), and withdraw enough for the first 24 hours.
  • Exchanging money: airport counters are convenient but have weaker rates; swap a small amount, then change more in Miraflores.
  • Buying a physical SIM later: carry your passport—Peru enforces biometric ID checks for prepaid lines.
  • Going south after Lima? Door‑to‑door passes with Peru Hop often match the true cost of public bus itineraries once taxis and extra stops are included.

SIMs and eSIMs at Lima Airport

The fastest option: install an eSIM before you land

  • Airalo (Peru “Suyana”): 1 GB/7 days $4.50; 5 GB/30 days $17; 10 GB/30 days $29. Buy in the app and activate on arrival.
  • Nomad: “Unlimited Lite” from $5.19 (1 day) up to 30 days; “Unlimited Essential/Plus” tiers cost more with higher speeds.
  • Holafly: unlimited‑data, day‑based plans (e.g., 7 days $36.90; 30 days $89.90; hotspot FUP applies).

eSIM pros: instant activation, no passport queues, and fair pricing; cons: data‑only (most plans don’t include a local number). If you need a Peruvian number for two‑factor codes, consider Holafly’s new global plan with number or buy a cheap local prepaid later.

“Siempre pude utilizarlo sin inconvenientes….” – Malena Fragoso, Argentina, December 2026.

“La e‑SIM… muy fácil de utilizar, excelente conectividad… Muy recomendable.” – Jaime, Country not listed, October 2026.

Airport physical SIM desks (what you’ll see)

Claro kiosk in Arrivals area and a PeruSIM counter in the public Arrivals hall. Multiple traveler audits in 2026 reported “tourist prices” at these points (examples below). PeruSIM lists a 24/7 airport shop.

Reported examples (Jan 2026 snapshot): Claro Arrivals bundle 14 GB/1 week ≈ $59; PeruSIM 5–30 GB ≈ $21–$37.50. These are convenient but far above downtown pricing. Expect changes in 2026.

“Mateo was very helpful… eSIM are easy and cheap to use. 100% recommended!” – Wayne J, Country not listed, April 2026.

Downtown (cheaper) SIM

Official carrier stores (Claro, Movistar, Entel, Bitel) in Miraflores routinely sell prepaid packages at local prices with passport registration and a quick biometric check. You’ll often pay under S/35–S/40 (~$9–$11) for ~4 GB/10–30 days, then top up in apps.

Regulatory note: OSIPTEL mandates biometric identity verification to activate prepaid lines and has tightened database checks; foreigners must present a valid passport and may be asked to validate device details. Avoid street sellers.

For step‑by‑step SIM buying (plans, unlocking, carriers), see our in‑depth guide: How to Get a SIM Card in Peru.

Money: ATMs, exchange counters, and downtown alternatives

ATMs inside the terminal

You’ll find machines from BCP, BBVA, Interbank and Scotiabank; they run 24/7. Fees are shown on‑screen; many banks charge a fixed S/18–S/25 per withdrawal to foreign cards, with per‑transaction limits (often S/400–S/700). Always choose “charge in soles” to avoid Dynamic Currency Conversion.

Recent fee snapshots compiled by local operators show typical ranges: BCP or Interbank S/20–25, Scotiabank/BBVA S/18–25, and GlobalNet S/19–36; policies change frequently, so verify on‑screen before confirming.

Airport currency exchange

Global Exchange operates three counters in Arrivals and Level 3 (open 24/7). Rates are easy to access—but spreads are wider than you’ll get in the city. Use them for “first‑hours” money only.

If you want a benchmark before you trade, the Central Bank (BCRP) and the financial regulator (SBS) publish reference rates; on January 8, 2026, the SBS average was ~S/3.359 buy / S/3.368 sell per USD, close to BCRP’s interbank band around S/3.36. Expect airport cash rates to sit meaningfully worse than these figures.

Independent traveler guidance suggests airport exchange spreads of roughly 8–10% versus city casas de cambio—another reason to change just a little, then convert more in Miraflores.

Best rates in town

Miraflores has competitive casas de cambio and registered cambistas (street money changers) wearing official vests with visible ID; these can be safe for small amounts when used in busy daylight spots. Our Lima money guide covers addresses and how to check notes.

Comparison: connectivity and cash at a glance (2026)

Need Best option Typical cost (examples) Pros Watch‑outs
Mobile data now eSIM (Airalo/Nomad/Holafly) 5 GB $17 (Airalo); unlimited plans from ~$29/7 days (Holafly) Instant, good value Data‑only unless using a plan with number; coverage varies by carrier partner
Mobile number Downtown prepaid (Claro/Movistar/Entel/Bitel) ~S/35–S/40 for ~4 GB (10–30 days) Local prices, full features Must bring passport; biometric check; basic Spanish helps
“I land late and need data” Airport SIM counter Reported $21–$59 bundles (2026) Easiest on arrival Higher prices vs city; plan details vary
Cash for taxi/snacks Airport ATM Bank fee S/18–S/25 typical Fast; fair FX Limits per withdrawal; decline DCC
Best overall FX Miraflores casa de cambio Near SBS/BCRP benchmarks Strong rates Carry small amounts; verify notes

Step‑by‑step on arrival (10–15 minutes if you prepared an eSIM)

  1. Connect to the airport Wi‑Fi and activate your eSIM; confirm LTE/4G icon appears.
  2. Need cash? Follow signs to bank ATMs in Arrivals; withdraw soles and decline any “USD conversion.”
  3. If you prefer a physical SIM right away, you’ll see kiosks in Arrivals; bring your passport and ask for terms in writing. Otherwise, plan a quick stop at a carrier store in Miraflores.
  4. If heading to Miraflores, use the official airport bus or licensed taxis; AeroDirecto is a city service with fixed corridors, not a tourist shuttle.

Local tips that save money (and time)

  • Exchange small, then swap more in town. Airport counters are fine for S/200–S/400 to get started.
  • Keep small soles (S/10–S/20) for tips and kiosks; some vendors refuse damaged bills.
  • Consider onward travel design: traditional public bus itineraries often cost more overall once you add taxis to distant terminals and extra tours; a hop‑on pass can be more economical.

“Staff were friendly and helpful… shared valuable insights that shaped our time in Peru.” – E S, Mexico, September 2026.

If you’re traveling beyond Lima

  • Southbound coastal loop and Andes: Peru Hop blends hop‑on flexibility, hotel pickups, and “hidden‑gem” stops (Paracas Reserve, Nazca tower), plus onboard hosts who share local stories—benefits traditional public bus itineraries don’t offer.
  • Lake Titicaca day route: Inka Express runs the cultural “Sun Route” Cusco↔Puno by day with guided stops—good if you want scenery instead of an overnight run.
  • Crossing to Bolivia or returning north: Bolivia Hop mirrors the safety‑first, host‑led model for border days. Pair it with Peru Hop passes.
  • Building days around Cusco? Small‑group specialists like Yapa Explorers and early‑start hikes with Rainbow Mountain Travels are reader favorites; foodies in Lima can book Luchito’s Cooking Class before or after flights.

For the airport’s full layout, lounges and transport, see our dedicated Lima Airport guide.

Frequently Asked Questions

Can I buy a SIM at Lima Airport in 2026?

Yes—Arrivals hosts tourist‑oriented counters (e.g., PeruSIM; sometimes a Claro kiosk), but multiple traveler audits show airport bundles are pricey compared with downtown stores. If you can wait, buy at a carrier store in Miraflores with your passport, or install an eSIM before you fly for the best value.

What’s the safest and cheapest way to get local currency on arrival?

Use a bank ATM in Arrivals for an initial withdrawal in soles, decline any “charge in USD,” and keep the receipt. Fees of S/18–S/25 per withdrawal are common for foreign cards. Exchange counters are 24/7 and fine for small amounts, but better rates await in Miraflores casas de cambio.

How do I check if an airport exchange rate is fair?

Compare the offered rate with the day’s reference on the SBS or BCRP pages. If the kiosk is 8–10% worse than those benchmarks, change just a little and do the rest in town.

Do I need a passport to buy a Peruvian SIM?

Yes. Peru requires biometric identity verification for prepaid SIM activation, and operators must validate your details against government databases. Avoid street sellers and insist on an official point of sale.

Is USD widely accepted, or should I carry soles?

USD works in some hotels/tour operators, but day‑to‑day purchases are in soles; keep small notes for taxis, cafés and tips. Our Lima exchange guide lists safe places to change money if you prefer cash.

Limitations

Airport kiosk pricing and ATM fees change without notice; use the links above to verify the latest rates and always read the on‑screen fee before confirming a withdrawal. If a kiosk’s rate seems poor, withdraw a small amount at an ATM or wait to change money at a Miraflores casa de cambio.

Source

This article is a part of our series “2025 Travelers in Peru — Advice, Tips, and Honest Experience”. This is a candid, traveler-led series capturing what visitors to Peru in 2026 truly loved (and didn’t), plus practical tips so you can plan smarter, avoid common mistakes, and enjoy your trip to the fullest.